We solve technology for financial services by composing solutions made from products we design and develop in combination with our ecosystem of partners. Our goal is to empower financial institutions to connect with more customers through innovative uses of technology.

We specialise in the development and implementation of digital and core banking systems with supporting modules to Banks, Assets / Fund Management, Digital Lenders, Microfinance institutions (MFI), Credit Unions, Savings and Loans organisations, SME Lenders, Development Banks, Community Development Financial Institutions (CDFI), Social Mortgages and a variety of grant funding agencies ranging in size.

Fern Software creates financial products such as Abacus, FaaSBank and Baytree. We find success with the right combination of our own products combined with industry standard solutions because every one of our customers has unique requirements that provides their competitive edge. Our platform offers you a flexible set of tools to adapt and change rapidly.

With extensively flexible and configurable software, Fern is able to offer a wide variety of institutions the Agile technology needed to get ahead of the industry curve and then stay ahead.

Fern solutions allow you to:

• Stay Agile- By utilising plug-and-play API's and more recently the Salesforce infrastructure, you can be sure that Fern Software solutions will respond to your needs and the needs of your industry instantaneously. You'll see your organisation responding to the world around it with the same flexibility as a startup, but with enterprise functionality.

• Simply develop bespoke financial solutions- With our Agile solutions, we cater every software to your particular use case. Work with our team from the very beginning of implementation to get a solution that is perfectly suited to your organisations flow.

• Futureproof your development- Legacy core banking systems often come lumbered with backword compatibility issues. That's why we see modern finance institutions still using software from last decade. Fern Software fundamentally understands this issue and has sidestepped it with modular frameworks and the extensive use of API's.

• Easily adhere to regulatory compliance- Reporting has begun to change the fundamentals of banking operations. Gone are the days where it was simply reporting and compliance. Fern Software regularly updates and patches all our Software, making sure you are fully compliant and are meeting new market standards well ahead of time.

A core banking system is a centralized back-end system designed to process and support transactions across branches of banks. At the front end, a core banking system offers all the services customers and banking professionals need to handle finances. On the back end, a core banking system processes data securely and reduces the risk of fraud.

Besides adequate funding and strong management, what all banks need is a core banking system. They provide the essential services a bank needs to keep data and savings safe, and at the same time, providing an optimal user experience for customers.

• Banks

• Credit Unions

• SME's

• MFI's

• Governments

• Non-Profits